Decisions made by Directors and Officers of a Company in their everyday corporate life expose themselves to litigation from various external interests such as shareholders, customers, suppliers, creditors, employees etc. The D & O Cover affords financial protection against the legal liability including costs and expenses of litigation against the Directors and Officers for alleged wrongful acts and decisions. The policy does not, however, cover dishonest, fraudulent, criminal, or malicious acts or omissions of the Directors and Officers.